The Cincinnati Life Insurance Company stands among the top U.S. life insurers with a high financial strength rating from A.M. Best Co., an independent provider of insurance ratings since 1899. Through one of its predecessor companies, Cincinnati Life has more than a century of experience serving policyholders. A wholly owned subsidiary of The Cincinnati Insurance Company, Cincinnati Life was formed in 1988 when The Life Insurance Company of Cincinnati merged with Inter-Ocean Insurance Company. Please view cinfin.com for current information about Cincinnati Life and its financial strength ratings.

As a premier insurance carrier for Duncan Advisor Resources, Cincinnati Life delivers education resources and assets. The resources listed below were designed with you and your client's in mind, to help you make more informed decisions on the products and services and become your client's trusted advisor.

Life Insurance

The Cincinnati Advantage: Partnering for Success

The Cincinnati Llfe lnsurance Company operates exclusively through independent agencies and is committed to offering the products you need to meet your clients' needs. This internal marketing piece provides an understanding of Cincinnati Life's simple, quality insurance produce offering; highlighting the key features and advantage.

LifeHorizons Termsetter


LifeHorizons Termsetter
Agent Product Marketing Guide

Cincinnati Life’s LifeHorizons Termsetter offers competitively priced term insurance protection to meet your client’s changing needs. Guaranteed term periods range from 10 to 30 years providing you the flexibility to build a life insurance program based on individual needs. Cincinnati Life offers six underwriting rate classes to help provide your client's the best rate available. offer six underwriting rate classes to help provide your client's the best rate available.

Marketing Guide

LifeHorizons Termsetter ROP
Agent Product Marketing Guide

Cincinnati Life’s Termsetter ROP provides the same great options as Termsetter, but with a money-back guarantee. With the return of premium feature, which is built into the policy, base premiums are returned at the end of the guaranteed term period provided the policy is in force and the insured is still living. Rider and substandard premiums are not returned.

Additional Termsetter Marketing Materials

You can view, print, email or order marketing materials for your state on CinciLink under Marketing Resources and Marketing Materials:

LifeHorizons Termsetter
  • Agent Guide- LifeHorizons Termsetter
  • Proposal Cover- Business life insurance
  • Fact Sheet- Interview for Life Illustration- Underwriting Questionnaire
  • Stuffer- Affordable term life insurance for all generations
  • Brochure- Protection for the future
  • Flyer- You could be paying too much for your term life insurance
  • Reply Card- Term life insurance protection you need...at a price you can afford
  • Proposal Cover- Plan for a bright tomorrow
  • Proposal Cover- Choosing the Right Direction- Term vs. Permanent
  • Stuffer- Business Continuation
 Termsetter ROP
  • Agent Guide- LifeHorizons Termsetter ROP
  • Proposal Cover- Business life insurance
  • Fact Sheet- Interview for Life Illustration- Underwriting Questionnaire
  • Stuffer- Affordable term life insurance for all generations
  • Brochure- Protection for the future
  • Post Card- The missing piece to your life insurance
  • Proposal Cover- Plan for a bright tomorrow
  • Proposal Cover- Choosing the Right Direction- Term vs. Permanent
  • Stuffer- Business Continuation

♦ DRIVEN BY MUTUAL SUCCESS ♦ INDEPENDENCE WITHOUT ISOLATION ♦ EXPERIENCE NOT THEORY

♦ DRIVEN BY MUTUAL SUCCESS ♦ INDEPENDENCE WITHOUT ISOLATION ♦ EXPERIENCE NOT THEORY