This time of year, the buzz around many workplaces is all about holiday spirit, parties, gifts and celebrations. But, as an Insurance company and since we are always assessing risks and trying to protect our customers from unexpected holiday-related disasters, conversations tend to be a bit more doom-and-gloom around our office. The talk around the water cooler here at Duncan Financial Group is more about “turkey fryer fires”, ”snow damage” and ”winter weather disasters”. Below are what we have thought to be the most common 3 concerns for the Holiday Season.
#1- Cooking Fires:
The Concern: Did you know that the leading cause of home fires in the U.S. is cooking fires? Around the holiday season many people spend more time in the kitchen cooking up meals for large groups and baking holiday treats. The increased time in the kitchen makes the instance of cooking fires greater than any other time of the year. What exactly is the most dangerous piece of cooking equipment? For the past few years is has been nothing other than… the turkey fryer.
The Knowledge to save you from this hazard: Avoid loose clothing and keep flammable materials away from heat sources. While cooking up that seasonal meal, always keep an eye on the stove. Practicing safe cooking will help ensure a happy, stress free holiday.
#2- Harsh Winter Weather
The Concern: Did you know that between 1991 and 2010 winter storms resulted in approximately $26 billion in catastrophic losses?! Whether Jack Frost is nipping at your nose or dragging you by your boot straps- snow, ice and cold weather can do quite a lot of damage to your home.
The Knowledge to save you from this hazard: When you’re up on the ladder this year putting up holiday lights, make sure your roof is in good shape and your gutters are cleared out. Also, take a look around for any low lying tree branches that could be brought down by heavy snow and remove or trim them to keep your home safe and warm this season.
The Concern: Unfortunately, holiday time burglaries have been on the rise over the past few years. If you think about it, Christmas presents wrapped up and placed under the tree are an easy target for a burglar who wants to get in and out of your home quickly and with some valuable items. Also at risk is your car. Many thieves are finding brand new purchases in the trunk or back seat of a vehicle as shoppers go from one store to the next.
The Knowledge to save you from this hazard: Show those burglars that you won’t become their next victim by protecting your valuables this season. Don’t put presents on display in your home especially in front of a window. Don’t leave gifts in your vehicle unattended. You should do this all year round, in order to prevent burglaries in your home.
Duncan Financial Group is always looking for ways to make their customers feel safe and protected visit our website today to see what else we can do for your well-being!