Are You Prepared if Disaster Strikes?

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September 18, 2014

Are You Prepared if Disaster Strikes?


September is National Preparedness Month, when the Federal Emergency Management Agency (FEMA) encourages people to take action to prepare for disaster.  Check out the information below for simple steps on how to be better prepared in case disaster strikes.

For the tech savvy

The Insurance Information Institute offers free apps for mobile phones that help people prepare for disasters.

People who use an iPhone, iPad, or iTouch can develop a plan for emergency situations with the Know Your Plan app, which features Insurance Institute for Business & Home Safety (IIBHS) disaster preparedness guidelines for hurricanes, wildfires, tornadoes, earthquakes, and severe winter weather.

For families

Get started on a plan for your family by visiting and FEMA’s downloadable Family Communication Plan template. You can fill in the pages online and then print the plan and keep a copy in an accessible location.

FEMA’s Ready Kids program uses cartoon characters and kid-friendly content to get the whole family involved in preparation.

For everyone

The IBHS ZIP code tool makes it easy for customers to determine the severe weather risks they face in their community and get instant access to disaster planning resources.

Assemble a basic supply kit for earthquakes, hurricanes and other natural disasters. FEMA has a list of recommended items on its website, plus tips on maintaining the kit, where to store it and more.

Ensuring you have a full inventory of personal belongings will help the claims process go smoother if possessions are damaged in a disaster. Check out the Insurance Information Institute’s free home inventory software or download a pre-written article from the Marketing Solutions Center that offer tips for completing and storing a home inventory.